Dr. Ragin is an Associate Professor in the Department of Insurance, Legal Studies, and Real Estate (ILSRE) in the Terry College of Business at the University of Georgia. His research interests include behavioral insurance, catastrophe risk, insurer operations, and insurance market economics. He has published research in The Journal of Risk and Insurance, the Journal of Risk and Uncertainty, The Geneva Risk and Insurance Review, and the North American Actuarial Journal.
Before joining the faculty at UGA, Dr. Ragin was an Assistant Professor in the Department of Risk, Insurance, and Healthcare Management at Temple University in Philadelphia. He completed his doctoral work at the University of Wisconsin-Madison, focusing on Actuarial Science, Risk Management, and Insurance.
Prior to entering academia, Dr. Ragin worked as a broker for Lockton in Atlanta for three years. He specialized in executive risk lines of insurance – Directors and Officers Liability, Employment Practices Liability, Fiduciary Liability, Crime (Employee Theft), Kidnap/Ransom, and Errors and Omissions. He also worked in the Risk Management department at Amazon.com in Seattle.
- PhD, Actuarial Science, Risk Management & Insurance, University of Wisconsin-Madison, 2014
- BBA, Banking & Finance, University of Georgia, 2006
- BBA, Risk Management & Insurance, University of Georgia, 2005
- Catastrophe insurance
- Behavioral insurance
- Insurance market economics
- Financial markets
- Insurer operations and strategy
- Jaspersen, J. & Ragin, M. (2023). A Model of Anchoring and Adjustment for Decision-Making under Risk.
- Collier, B., Powell, L., Ragin, M., & You, X. (2023). Financing Negative Shocks: Evidence from Hurricane Harvey.
- Eastman, E., Kim, K., & Ragin, M. (2023). Accounting Standards and Gains Trading.
- Ragin, M. & Wunder, E. (2023). Strategic Entry Decisions in Domestic Insurance Markets.
- Jaspersen, J., Ragin, M., & Sydnor, J. (2022). Insurance Demand Experiments: Comparing Crowdworking to the Lab. The Journal of Risk and Insurance. 89(4): 1077-1107.
- Jaspersen, J., Peter, R., & Ragin, M. (2023). Probability Weighting and Insurance Demand in a Unified Framework. The Geneva Risk and Insurance Review. 48: 63-109.
- Jaspersen, J., Ragin, M., & Sydnor, J. (2022). Predicting Insurance Demand from Risk Attitudes. The Journal of Risk and Insurance. 89(1): 63-96.
- Ragin, M., Collier, B. & Jaspersen, J. (2021). The Effect of Information Disclosure on Demand for High-Load Insurance. The Journal of Risk and Insurance. 88(1): 161-193.
- Jaspersen, J., Ragin, M., & Sydnor, J. (2020). Linking Subjective and Incentivized Risk Attitudes: The Importance of Losses. Journal of Risk and Uncertainty. 60:187-206.
- Collier, B. & Ragin, M. (2020). The Influence of Sellers on Contract Choice: Evidence from Flood Insurance. The Journal of Risk and Insurance. 87(2): 523-557.
- Ragin, M. & Xu, J. (2018). An Ex Post Assessment of Investor Response to Catastrophes. North American Actuarial Journal. 23(2): 250-275.
- Ragin, M., & Halek, M. (2016). Market Expectations Following Catastrophes: An Examination of Insurance Broker Returns. The Journal of Risk and Insurance. 83(4): 849-876.
Prior Professional Positions
- Assistant Professor, Temple University, Fox School of Business, Department of Risk, Insurance, and Healthcare Management, 2014-2016
- Teaching Assistant, University of Wisconsin-Madison, Wisconsin School of Business, Department of Actuarial Science, Risk Management, and Insurance, 2010-2014
- Account Manager, Financial Services, Lockton Companies, Atlanta, GA, 2006-2009
- Intern, Amazon.com, 2005