Selected Publications

  • Eckles, D. L., Hoyt, R. E., Miller, S. M., . “The Impact of Enterprise Risk Management on the Marginal Cost of Reducing Risk: Evidence from the Insurance Industry”. Journal of Banking and Finance, 43: 247–261.
  • Berry-Stölzle, Thomas R., Hoyt, Robert E., Wende, Sabine, . “Capital Market Development, Competition, Property Rights, and the Value of Insurer Product-Line Diversification: A Cross-Country Analysis”. Journal of Risk and Insurance, 80 (2): 423–459.
  • Carson, James M., McCullough, Kathleen A., Pooser, David, . “Whether to Invest in Mitigation Measures: Evidence from Florida”. Journal of Risk and Insurance, 80 (2): 309–327.
  • Chen, Leon, Eckles, David L., Pottier, Steven W., . “Ownership Form and Efficiency: The Co-Existence of Stock and Mutual Life Insurers”. Journal of Insurance Issues, 36 (2): 121–148.
  • Dumm, R. E., Eckles, D. L., Halek, M., . “An Examination of Adverse Selection Behavior in the Public Provision of Insurance”. Geneva Risk and Insurance Review, 38: 127–147.
  • Fier, Stephen G., McCullough, Kathleen A., Carson, James M., . “Internal Capital Markets and the Partial Adjustment of Leverage”. Journal of Banking and Finance, 37 (3): 1029–1039.
  • Berry-Stölzle, Thomas R., Liebenberg, Andre P., Ruhland, Joseph S., Sommer, David W., . “Determinants of Corporate Diversification: Evidence from the Property-Liability Insurance Industry”. Journal of Risk and Insurance, 79 (2): 381–413.
  • Berry-Stölzle, Thomas R., Born, Patricia, . “The Effect of Regulation on Insurance Pricing: the Case of Germany”. Journal of Risk and Insurance, 79 (1): 129–164.
  • Carson, James M., Clark, Christopher, Ostaszewski, Krysztof, . “The Incentives and Welfare Economics of Life Insurance Backdating”. Journal of Insurance Regulation, 31: 91–103.
  • Colquitt, L. Lee, Fier, Stephen G., Hoyt, Robert E. , Liebenberg, Andre P., . “Adverse Selection in the Credit Life Insurance Market”. Journal of Insurance Regulation, 31: 157–180.