Dr. Steven Pottier, CLU, has a Ph.D. from the University of Texas at Austin and is an Associate Professor of Risk Management and Insurance. Dr. Pottier teaches property-liability insurance and life insurance and serves as faculty advisor to Gamma Iota Sigma (insurance honor society). His research interests focus on the application of finance theory and empirical techniques to risk management and insurance. He has conducted research on insurer financial ratings, insurer solvency issues, financial regulation of insurers, the choice of insurer organizational form, and liability insurance issues. Dr. Pottier has published in the Journal of Risk and Insurance, the Journal of Financial Services Research, the Journal of Insurance Regulation, the Journal of Insurance Issues and the Texas Law Review. He serves as a consultant and expert on financial issues related to the insurance industry.

E-mail: spottier@terry.uga.edu. Contact Information: 297 Brooks Hall, University of Georgia, Athens, GA 30602-6255; Phone: 706-542-3786.