Rob Hoyt

Rob Hoyt led a three-person team that is conducting research on the growth of "catastrophe securitization," a promising alternative to corporate risk management instruments and even federal natural disaster insurance programs.
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Steven Pottier

Pottier conducted a study related to the proposed Optional Federal Charter, which, if implemented, would issue federal charters and licenses to insurers that currently must obtain a license for each state where they do business — or form a separate company in each state.
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